Spanish mortgages in Valencian Community.
Buying in Valencian Community
Home to the Costa Blanca and Costa del Azahar, the Valencian Community is a perennial favourite with northern European buyers, from Jávea, Moraira and Altea to Valencia city living.
The eastern coast is one of Spain’s most established markets for international buyers, and lenders compete actively for non-resident clients buying in Valencian Community. From modern apartments to hillside villas with sea views, non-resident financing of up to 60–70% of the property value is typically available.
Wherever in the world you're based, our team compares terms across 15+ Spanish lenders, negotiates on your behalf, arranges your property valuation, and stays with you and the bank right through to completion.
Book a Free Consultation →A local cost to know
Resale homes in Valencian Community carry a regional property transfer tax (ITP) of around 10% of the purchase price. New-build homes pay 10% VAT plus stamp duty instead. Treat this as a general guide: the exact rate depends on the price, your circumstances and current regional rules. We confirm the precise figure for your purchase.
Where we help in Valencian Community
We arrange financing across the whole of Valencian Community, including Valencia and these popular areas:
Non-residents can typically borrow up to 60–70% of the property value, with terms up to 25 years depending on age and profile.
Once your documents are submitted in full, we work with the bank to deliver a written pre-approval within 14 days. That is a strong card when negotiating in Valencian Community.
We approach 15+ Spanish lenders on your behalf and present the best options for your profile. 100% independent advice.
Common questions
Province by province
We arrange non-resident financing in every province of Valencian Community:
Jávea · Moraira · Altea
The Costa Blanca is a favourite with northern European buyers. Jávea, Moraira and Altea lead the premium northern coast.
Valencia city · L’Eliana · Gandia
Spain’s third city combines beach-city living with the City of Arts and Sciences skyline, and has become a leading choice for relocating families.
Peñíscola · Benicàssim · Oropesa del Mar
Castellón’s Costa del Azahar runs from Peñíscola’s castle headland to Benicàssim’s villas, with the medieval hill town of Morella inland.
Nearby & further afield
Ready to take the next step?
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