Cookie Policy

Effective Date: January 1, 2026

Viva Mortgages Spain SL ("we", "us", or "our") uses cookies and similar tracking technologies on our website (the "Site") in order to provide you with a tailored and secure user experience. In compliance with the EU ePrivacy Directive and the Spanish LSSI-CE, this policy explains what cookies are, how we use them, and your choices regarding them.

1. What Are Cookies?

Cookies are small text files that are placed on your computer or mobile device by websites that you visit. They are widely used in order to make websites work, or work more efficiently, as well as to provide information to the owners of the site.

2. How We Use Cookies

We use cookies and similar technologies (such as browser local storage) for the following purposes:

• Strictly Necessary: essential for the operation of our Site, such as remembering the cookie choice you have made. These do not require consent and cannot be switched off.
• Analytical/Performance: allow us to recognise and count the number of visitors and to see how visitors move around our Site. This helps us improve the way our Site works. These are only set if you accept them via our cookie banner.

3. Third-Party Cookies

If you consent to analytics, third-party analytics providers may set cookies to report usage statistics of the Site. We do not control these third-party cookies and their use is governed by the privacy policies of the third parties employing them. No third-party cookies are set before you give your consent.

4. Your Choices Regarding Cookies

When you first visit our Site, a banner lets you accept or reject non-essential cookies. Neither option is pre-selected, and rejecting is as easy as accepting. You can change or withdraw your choice at any time:

Manage cookie preferences

You can also delete cookies or instruct your web browser to delete or refuse cookies via the help pages of your web browser. Please note that if you delete or refuse strictly necessary cookies, some features of our Site might not work properly.

5. Updates to This Policy

We may update this Cookie Policy from time to time in order to reflect changes to the cookies we use or for other operational, legal, or regulatory reasons. Please revisit this Cookie Policy regularly to stay informed about our use of cookies and related technologies.