Spanish mortgages in Aragon.

The ochre medieval houses of Albarracín, Teruel, Aragon

Buying in Aragon

Your property in Aragon, financed with clarity.

Aragon stretches from the Pyrenean ski valleys of Huesca to the Mudéjar towns of Teruel, anchored by Zaragoza on the Madrid–Barcelona high-speed line. It’s a favourite for mountain homes and remarkable-value rural property.

Northern “Green Spain” is increasingly popular with buyers seeking cooler summers and unspoilt landscapes. Lenders finance non-resident purchases in Aragon just as they do on the Mediterranean coast, typically up to 60–70% of the property value, with terms up to 25 years.

Wherever in the world you're based, our team compares terms across 15+ Spanish lenders, negotiates on your behalf, arranges your property valuation, and stays with you and the bank right through to completion.

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A local cost to know

8% Typical ITP on a resale home

Resale homes in Aragon carry a regional property transfer tax (ITP) of around 8% of the purchase price. New-build homes pay 10% VAT plus stamp duty instead. Treat this as a general guide: the exact rate depends on the price, your circumstances and current regional rules. We confirm the precise figure for your purchase.

Where we help in Aragon

Popular areas with our clients.

We arrange financing across the whole of Aragon, including Zaragoza and these popular areas:

60–70%

Loan-to-Value

Non-residents can typically borrow up to 60–70% of the property value, with terms up to 25 years depending on age and profile.

14-day

Bank Pre-Approval

Once your documents are submitted in full, we work with the bank to deliver a written pre-approval within 14 days. That is a strong card when negotiating in Aragon.

15+

Lenders Compared

We approach 15+ Spanish lenders on your behalf and present the best options for your profile. 100% independent advice.

Common questions

Mortgages in Aragon, answered.

Yes. Non-residents from most nationalities can secure a mortgage to buy property in Aragon, typically borrowing up to 60–70% of the property value with terms up to 25 years depending on age and profile. We work with 15+ Spanish lenders to find the best terms for your situation.
Plan for a deposit of 30–40% of the property value, plus roughly 10–13% for purchase costs (transfer tax, notary, land registry and legal fees). We provide a precise breakdown for your target property during your free consultation.
Yes. That is our speciality. Our multilingual team manages the entire mortgage process remotely for buyers in 10+ countries, from document preparation to liaising with the bank on your behalf, wherever you're based.

Province by province

The provinces of Aragon.

We arrange non-resident financing in every province of Aragon:

Zaragoza

Zaragoza centre · Cuarte de Huerva · Utebo

Spain’s fifth-largest city sits midway between Madrid and Barcelona on the high-speed rail line, making Zaragoza a practical, well-connected base.

Huesca

Jaca · Aínsa · Benasque

Huesca is Spain’s Pyrenean playground: ski resorts, alpine valleys and stone villages that attract buyers looking for mountain homes rather than beach apartments.

Teruel

Albarracín · Alcañiz · Mora de Rubielos

Sparsely populated and strikingly beautiful, Teruel offers Mudéjar architecture, medieval villages like Albarracín, and rural property at remarkable prices.

Nearby & further afield

We work across all of Spain.

Ready to take the next step?

Let's finance your home in Aragon.

Book a free, no-obligation consultation. We’ll assess your situation and show you exactly what’s possible.

Book a Free Consultation
Traditional fishing boats on a calm Spanish beach